4 Reasons to Use Your Dental Insurance Before the End of the Year

September 16, 2019

Filed under: Uncategorized — dpmgeneralteam @ 4:07 pm

man smiling dentist

As the weather cools down this autumn, you start to think about the busy holiday season that is just around the corner. You do your best to stay organized and make plans to ensure that everything gets done and that you get to enjoy yourself. You even plan a budget for what you want to accomplish! Well, one thing that should definitely be added to your schedule this fall is seeing your dentist in Hamden. With just a few months left in 2019, it’s important to get this necessary appointment taken care of now—before the hectic holiday rush and before you aren’t able to use dental insurance benefits this year. Read on to learn four reasons that you should schedule this visit soon.

Dental problems get worse over time.

Have you had a troubled tooth for a while? Unlike some medical conditions that eventually work themselves out, oral issues never do. In fact, they only cause more damage or pain the longer you wait to treat them. A problem that requires a simple tooth-colored filling today could later need a dental crown to repair the tooth. To get your smile back to full health and to save your wallet, you need professional intervention early. Semiannual checkups allow your dentist to inspect your mouth and find problems while they are still in early development.

You’ve already paid with your premiums.

Every month, you pay your dental insurance premium out of your paycheck. If you don’t visit the dentist on a regular basis and get the treatment you need, then you are basically throwing your money away and getting nothing in return. Use the benefits you are already paying for! In many cases, dental insurance covers checkup and cleaning appointments completely, meaning that you don’t have to pay for these visits at the office. Take some time to understand your specific plan’s coverage, and then get your money’s worth by using it.

Your yearly maximum doesn’t carry over.

A yearly maximum is the highest amount that your dental insurance will pay for your dental work within a calendar year. Although yearly maximums can vary plan by plan, most reset with the new year. This means that if you need a certain procedure, and you want insurance to cover it, you need to keep in mind the timing with your yearly maximum resetting. Your dentist’s team may be able to provide guidance on how to get the most out of your benefits.

Fees could increase next year.

In dentistry and beyond, the price of products and services continues to rise. Putting off a certain procedure could mean that you’ll pay a little more than what you would pay now. It may be smarter to resolve a problem sooner rather than later to save you money.

In the hustle and bustle of the season coming up, you need to spend your time and money wisely. The last thing you want to do is deal with a physically and financially painful dental emergency. By going to the dentist for a checkup and cleaning before the end of 2019, you can maximize the dental insurance that you pay for and maximize the time you have to celebrate with loved ones.

About the Practice

D’Andrea and Pantera General Dentistry is proud to have four skilled and highly trained dentists available for families in the Hamden area. They and their staff members are able to guide patients through the ins and outs of dental insurance and provide tips for getting the most out of their benefits. If you have a question about dental insurance, you can contact D’Andrea and Pantera General Dentistry by calling (203) 288-0951 or clicking here.

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